We can't get under the skin of these issues without your input so please take the time to do our survey’Will Christmas bring back the big spenders?
There does seem to be a general feeling of optimism in the air, though. House prices rose again last month for the third consecutive month, according to a survey by Housetrack, and the Bank of England kindly opted not to increase interest rates in October, making all us homeowners feel a little richer.
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